What Is Garage Keepers Insurance Coverage

What is a garage keepers insurance policy.

What is garage keepers insurance coverage.

Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. Policies relating to injuries. Garagekeepers liability coverage. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example.

As such this policy. Garage liability is not garage keeper coverage. Simply put garage keepers insurance or garagekeepers legal liability coverage is available for businesses that have service repair stations body shops or towing services. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing.

Garage keeper s coverage is mainly applicable to service stations car dealerships repair shops and tow truck drivers. Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.

The difference between garagekeepers and garage liability insurance. Garage liability serves as a hybrid policy commercial general liability with a bit of commercial auto coverage that s specific to garage operations and auto dealers. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. Types of garage keepers insurance the two main types of garage keeper s coverage are garage liability insurance and garage keeper s policy.